Reading have been fined £30,000 for breaching Football League rules which prevents any individual or legal entity owning or having interest in more than one football club.
In August 2013, the club took a loan of £10.5m from a company named Vibrac, which was registered in the British Virgin Islands, and less than a year later borrowed another £5.6m from the same company.
However, Vibrac also has interest in three Premier League clubs which breaches Football League rules designed to protect the integrity of league competition.
Both loans were repaid by the Berkshire club following their takeover by a Thai consortium in August of last year.
The £30,000 fine has been suspended by the Football Disciplinary Committee until May 31, 2016, after which it will lapse provided the club are not in breach of any financial regulations.
However, the Sky Bet Championship side must pay all legal costs of the Football League and the Football Disciplinary Committee.